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Rate quotes and pre-qualification by phone: (512) 812-9583

(512) 812-9583
(512) 812-9583Get Your Rate Quote

Mortgage lender services in San Marcos, TX

Conventional loans, FHA loans, VA loans, USDA loans, HELOC, hard money loans, bank statement loans and bridge loans for home buyers, first-time buyers, veterans, self-employed borrowers, real estate investors, and homeowners refinancing or tapping equity in San Marcos and the towns around it.

Get a rate quote at (512) 812-9583
Loan officer points a pen at a printed payment worksheet on a wood-grain table beside a borrower, with a calculator, keys, and a laptop video call in front of a frosted glass wall
  • Loan officer in a dark blazer reviewing a printed document with a couple across a wooden conference table, with a document stack and pen on the table

    Conventional Loans

    Fannie Mae and Freddie Mac loans for buyers and refinancers with steady credit, as little as 3% down for some buyers, and PMI you can drop later.

  • Loan officer at an office desk points to a highlighted worksheet while a client, seen from behind, reviews the papers with her

    FHA Loans

    Federally backed financing with a smaller down payment and more room on credit, explained line by line before you commit.

  • Loan officer at a wooden office desk pointing to a printed payment breakdown while a couple seated across from her looks on

    VA Loans

    VA purchase and refinance loans for eligible veterans, service members and surviving spouses, with no monthly mortgage insurance and no down payment when entitlement allows.

  • Loan officer reviews an aerial property printout and clipboard papers with two buyers at a table outside a single-story stone ranch home on a large oak-shaded lot

    USDA Loans

    A government-guaranteed home loan with no down payment for buyers whose address and income fit USDA rural program rules.

  • Two people seen from behind at a wooden office table reviewing a bar chart on a laptop and a printed summary, with a calculator beside them

    HELOC

    A revolving line of credit against the equity in your Texas homestead, with the 80% combined limit, draw rules and variable rate explained up front.

  • Loan officer in a black blazer holds up a printed payment breakdown for a couple seated across a wooden conference table in a bright office with a plant and window.

    Hard Money Loans

    Short-term, asset-based financing for investment property that a bank won't fund yet, with rehab draws and a clear plan to pay it off.

  • Loan officer points a pen at bank statements spread across a wooden office desk as a borrower in a green shirt looks on, with a calculator and yellow notepad nearby

    Bank Statement Loans

    A home loan for self-employed borrowers that measures income from 12 or 24 months of bank deposits instead of the net figure on your tax returns.

  • Loan officer at a conference table points to a printed payment table while a couple reviews it, with a document stack, pen, plant and window view of trees

    Bridge Loans

    Short-term financing secured by the property you own now, so you can buy the next one before the first sale closes.

Find Out Where Your Rate Lands

A short call gets you a rate quote and a clear sense of which loan programs fit. If you are ready, we can start your pre-qualification on the same call.

Talk through your rate options at (512) 812-9583